There is a lot going on in the streets of the Financial District of New York City. You hear people shouting into their phones, you get the tour guides with hordes of tourists blocking the streets around the New York Stock Exchange, you smell the food trucks as they line up on Old Slip, waiting for the lunch crowds to arrive.

Recently I overheard a short snippet, “Your problem is not my problem.” This was on Broadway at Park Row, directly across the street from St. Paul’s Chapel. That’s the “problem” you have to solve with your story this month.

Old friends? New enemies? Business gone bad? You decide. Now it’s YOUR problem.